Friday, May 15, 2009

18.2 Billion ACH Payments in 2008

According to NACHA, there was over18.2 billion, ACH transactions processed during 2008. Total amount of consumer ACH payments was $939 billion.

Internet-initiated ACH debits (WEB) grew by 19.7% in 2008. Almost $2.1 billion in payments were made over the internet.

More than 1 billion EDI-formatted addenda records were transmitted across the ACH Network in 2008, a 14.6% increase over the previous year.. Businesses use EDI to send and receive invoice and other payment-related information.

The volume of CTX payments, increased by 16.1% in 2008. Meantime, the volume of CCD payments carrying an addenda record increased by 17.9%.

Back Office Conversion (BOC) increased 1,772%. The dramatic increase was because 2008 was the first full year BOC was offered.

Consumer check writing has been declining at a rate of 4% per year. The annualized volume of POP in 2008 was 101 million.

The Federal government deposited over 1 billion direct deposit transactions in 2008, an increase of 10.2%. According to the Financial Management Service, the Federal government saves $0.925 for every direct deposit that replaces a check payment.

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